Group Deposit And Credit Scheme

This Scheme is almost equal to Chits of Rs.5,00,000, 2,50,000,1,00,000, and 50,000 for a period of 25, 50 or 100 months. In this Scheme only 3% is only taken as headperson Commission and those who do not receive the money through either lots or auction can avail 80% of the amount remitted as advance. Members belong to A,B,C class can join in this Scheme. The  amount can be availed by keeping the security of  the salary certificate, Gold ornaments, F.D Receipts from  Bank/Post Office/Service Societies, LIC Policy Certificates, land without liability etc.

Deposit Schemes

For various periods with attractive interest rates deposits can be made. Deposits from senior citizens will be given 0.5% more interest on their deposits. A unique deposit for 93 months with doubling facility  availability. Reccurring deposits for various periods are also available. Moreover Savings Deposit Scheme with 4.5% interest is also available.

Safe Deposit Locker

Safe Locker Facility is available at the Main Branch and at the Branch at Erattupetta Rs.300 as annual rent.